Almost every bank now has a very easy code that their customers can use to transfer money from their bank accounts. The codes have been made in such a way that the users can memorize them and use them at any time.
The United Bank for Africa is one of the largest financial groups in Africa. It has been in existence for close to seven decades now. It operates in close to 20 countries in the continent like Republique du Benin, Burkina Faso, Cameroun, Congo Brazzaville, Nigeria among others. The bank also operates in the United Kingdom, the United States of America, and Paris.
The UBA transfer code is a unique one that is often called the magic banking because of its versatility.
The UBA transfer code depends on the bank the transfer is being made and the unique USSD code is used even without an internet connection.
The bank has other codes which could be used to check balance, recharge, and activate bank accounts without going to the bank in person. Before one can use the transfer code on a mobile phone, it has to be the telephone number the user used in opening the account.
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Here are few steps in using the UBA transfer code
The transfer code is unique in every country. The code provided here is for Nigeria and might only work in Nigeria except otherwise.
- Simply dial *919# and follow the instructions on your screen
- If the transfer is to another UBA account, dial *919*3*account number*amount # but if it is to a different bank, the code should be *919*4*account number*amount #
It is important to note that most money transfers require a secret PIN which the account holder has already set-up. It is always advisable not to share this unique PIN with anyone especially strangers.
For transfers above 20,000, a token must be used to complete the transaction. The token can be gotten if one can download the UBA mobile app or just visit any UBA branch close-by. The highest amount of money one can transfer in a day is 1 million. This feature is very easy and works on all phone types and any service provider available in the country.
Some other important codes and their uses
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The code for checking UBA account balance on a mobile phone
When using the registered number, the user can assess his/her account balance. This is easily done by dialing *919*00# and wait for a response.
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The code for buying airtime
To buy airtime from your UBA account, simply dial *919*amount # to recharge the registered mobile number. To recharge for others, dial *919*phone number*amount #
the daily recharge limit for UBA customers is 5,000 naira. This feature is very convenient, safe and there is no service fee.
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Account opening
Opening an account has been made readily easy and convenient. There is no form to fill or rigorous queues. Opening the account makes the users eligible to earn a high-interest rate on their savings. Also, the maximum deposit per transaction is N20,000 and the maximum account balance is N200,000. There is an Option to upgrade accounts to higher transaction limits.
To open the account, simply dial *919# and follow the instructions. The new account number will be sent almost immediately. The user will have to visit any UBA branch to link the account with his/her Bank Verification Number in other to enjoy the account better.
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To load UBA prepaid card
Simply dial *919*32# to load UBA prepaid card.
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To pay other bills
To pay other bills and subscribe to other services, dial *919*5# and follow the instructions.
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ATM Cardless withdrawal
To withdraw at the ATM without an ATM card, simply dial *919*30*amount#
The USSD code *919# has been described as the magic banking code but its users. The three-digit code enables one to make quite a number of transactions with a simple mobile phone without visiting any bank.
The bank renders other self-services such as internet banking which also could be used out a number of transactions. The only difference between the internet with mobile banking is that the former requires active internet connectivity of data.
These codes are only available to UBA mobile banking. The bank also provides other banking services to more than 18 million customers through different channels. It has over 1,000 business offices and customer touchpoints, 2,539 ATMs, 24, 168 PoS among others.
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