The United Bank for Africa is one of the largest financial groups in Africa. It has been in existence for close to seven decades now. It operates in close to 20 countries in the continent like Republique du Benin, Burkina Faso, Cameroun, Congo Brazzaville, Nigeria among others. The bank also operates in the United Kingdom, the United States of America, and Paris.

The UBA transfer code is a unique one that is often called the magic banking because of its versatility.

The UBA transfer code depends on the bank the transfer is being made and the unique USSD code is used even without an internet connection.

The bank has other codes which could be used to check balance, recharge, and activate bank accounts without going to the bank in person. Before one can use the transfer code on a mobile phone, it has to be the telephone number the user used in opening the account.

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Here are few steps in using the UBA transfer code

The transfer code is unique in every country. The code provided here is for Nigeria and might only work in Nigeria except otherwise.

1. Simply dial *919# and follow the instructions on your screen
2. If the transfer is to another UBA account, dial *919*3*account number*amount # but if it is to a different bank, the code should be *919*4*account number*amount #

It is important to note that most money transfers require a secret PIN which the account holder has already set-up. It is always advisable not to share this unique PIN with anyone especially strangers.

For transfers above 20,000, a token must be used to complete the transaction. The token can be gotten if one can download the UBA mobile app or just visit any UBA branch close-by. The highest amount of money one can transfer in a day is 1 million. This feature is very easy and works on all phone types and any service provider available in the country.

Some other important codes and their uses

• The code for checking UBA account balance on a mobile phone

When using the registered number, the user can assess his/her account balance. This is easily done by dialing *919*00# and wait for a response.

• The code for buying airtime

To buy airtime from your UBA account, simply dial *919*amount # to recharge the registered mobile number. To recharge for others, dial *919*phone number*amount #

the daily recharge limit for UBA customers is 5,000 naira. This feature is very convenient, safe and there is no service fee.

• Account opening

Opening an account has been made readily easy and convenient. There is no form to fill or rigorous queues. Opening the account makes the users eligible to earn a high-interest rate on their savings. Also, the maximum deposit per transaction is N20,000 and the maximum account balance is N200,000. There is an Option to upgrade accounts to higher transaction limits.

To open the account, simply dial *919# and follow the instructions. The new account number will be sent almost immediately. The user will have to visit any UBA branch to link the account with his/her Bank Verification Number in other to enjoy the account better.

• To load UBA prepaid card

Simply dial *919*32# to load UBA prepaid card.

• To pay other bills

To pay other bills and subscribe to other services, dial *919*5# and follow the instructions.

• ATM Cardless withdrawal

To withdraw at the ATM without an ATM card, simply dial *919*30*amount#

The USSD code *919# has been described as the magic banking code but its users. The three-digit code enables one to make quite a number of transactions with a simple mobile phone without visiting any bank.

The bank renders other self-services such as internet banking which also could be used out a number of transactions. The only difference between the internet with mobile banking is that the former requires active internet connectivity of data.

These codes are only available to UBA mobile banking. The bank also provides other banking services to more than 18 million customers through different channels. It has over 1,000 business offices and customer touchpoints, 2,539 ATMs, 24, 168 PoS among others.

The post UBA Transfer Code- All Other Ways to Transfer and Other Important Codes appeared first on WeAfrique.

The plate number registration should be done by the owner or the user of the car instead.

There are easy ways to carry out plate number registration in Nigeria. Carrying a fake plate number is a crime penalized by the Federal Road Safety Commission (FRSC).

Before using the roads, every driver needs to have completed his/her vehicle registration to avoid the wrath of the (FRSC) or other agencies like the Vehicle Inspection Officers (VIO) and the Nigerian Police Force.

Easy Ways to Check Plate Number Validity in Nigeria

The number plate is an authorized legal identity given to a car owner or user. This plate is a flat metal piece with numbers on it specifically for just an individual vehicle owner and it is not supposed to be shared. This is usually issued by the FRSC in all local divisions of the agency.

Checking or verifying the owner is quite simple. The FRSC has ensured that the process of checking the number plate in Nigeria is easy and accessible to everyone who wants to verify.

It can be checked via SMS or through the FRSC website for verification. Any medium one decides to use is good as far as the number is correct.

Online Plate Number verification method

Here are simple steps for verifying plate number online:

• Log on to the FRSC plate number verification website
• Click on “verify plate number”
• Provide your plate number on the next page
• And lastly, click on “verify”

  

Plate Number Verification through SMS

Verifying plate numbers via SMS is easier and it saves time and energy. One won’t have to go through the stress of visiting the FRSC station or outlet.

The commission has provided a code in which a text message could be sent. The SMS should be written thus: type “verifyplateNo” and send to 33324.

The sender would be notified almost immediately if the plate number is valid or not.

Other Reasons Why the Plate Number is Essential

There are a lot of reasons why a valid number plate is important. In instances where a car gets stolen or missing, the number plate can be the only means by which the car can be identified.

The number can be therefore used to trace the whereabouts of the vehicle.

Also, if an accident should occur, the number plate could be used to identify the owner of the vehicle.

Ways to Check the Plate Number Owner Directly from the FRSC

The need to check or verify a particular plate number directly from the authority may arise in cases of robbery, kidnapping, accident, etc. This could be done in three different steps:

 Step I: Report the Case to the Police

The first thing to always do at this point is to involve the authorities especially the police force. there should be a good reason why the plate number owner should be checked.

Remembering the plate number can go a long way in helping solve the case.

Step II: Get a Police Report

The next thing to do is to get a police report from the nearest police station. This police report is very important because it would help in convincing the FRSC to reveal the number plate details.

Step III: Visit the FRSC Office

Go to the nearest FRSC office and present the police report for further dealings. Details and information about the plate number owner are usually reserved to the FRSC authority alone.

The police report enables one to be able to have access to such details.

Penalty for Number Plate Violation in Nigeria

The penalty for number plate violation is punishable by the FRSC. These offenses and penalties are clearly stated on the offense sheet pursuant to section 10(4), 28(2) of the FRSC (establishment) act, 2007, and regulation 220 of NRTR, 2012. According to the sheet, the violation is fined 3000 Naira.

To avoid having problems with the authorities, having a driving license is not just enough. Completing the necessary rudiments of a new vehicle before using it on the roads is very important. All these have been laid out for the safety of all Nigerian drivers and pedestrians alike.

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The MTN MoMo agent has been tasked with the responsibility of allowing MTN customers to send and receive money from anywhere in Nigeria without going to the bank or even owning an account number.
The MTN MoMo service is a wallet provided by MTN that enables anyone to pay bills, recharge airtime, and other several things.

How to become a MoMo Agent

There are certain requirements for becoming an MTN MoMo agent. MTN has provided these requirements for people that are interested in becoming their money agents. Below are the steps has to follow to become a MoMo agent:

Step 1

• The person interested must have an existing business or is willing to invest in an agency business
• Must own a brick/mortar or immovable retail shop
• A valid and viable means of identification like national ID, Driver’s License, International passport, or voter’s card
• Capability to provide working capital of N20,000 and above
• Readiness to provide 1 passport photograph

Step 2

The person interested should visit the nearest MTN outlet to get the form and submit his/her details. MTN will contact the person on what next to do.

The applicant should note that the only way MTN will communicate to them is via email or SMS. The process is said to be quite rigorous and only persons with the right requirements would be chosen. Presenting fake details or any form of documentation will disqualify such applicants.

The process might take up to 15 to 20 working days and all the successful applicants are informed of the status of their application after that.

How Much Can One Make from Being  MTN MoMo Agent?

The major benefit of being an MTN MoMo agent is that the agent receives different commissions which will be a source of profit for the business. The commissions for transactions performed are received almost immediately. For every deposit or withdrawal from N1-5000, the fee is charged N50 and the agent owns 50% of it that is, N25. It applies to the other transaction values and fees. The agent must not wait till the end of the month before he/she gets paid. The commission is received almost immediately.

 Here are 5 Interesting Facts about the MTN MoMo Agent Service

1. The Word “MoMo” is an Acronym 

The word MoMo is an acronym for mobile money and it has services with quite a number of mind-blowing services. The kind of services the initiative renders makes people wonder if it’s real and tangible.

2. MoMo Agent Service was Launched in 2019

Nigeria’s largest telecom company had a successful award of a super-agent license, Y’ello Digital Financial Services (YDFS). It announced the launch of another super-agent network service and named it MoMo agent. The launch took place in Abuja in August 2019 during an event.

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3. It is Fast and Secure

An important benefit of the momo agent is that the whole process is usually fast and secure.

4. Money Can be Sent to Someone Using any Account Number

In other to use MoMo agent, it does not necessarily require owning a bank account. The MoMo agent service enables MTN customers to send and receive money from any part of Nigeria without owning an account number. The only thing the customer does is to first locate any MoMo agent close by, the gave his/her phone number, the cash, and also the receiver’s phone number to the MoMo agent.

The receiver will be given a five-digit control number which would be given to another MoMo agent to cash out the money that has been sent.

5. MTN Nigeria registered 108,000 momo agents in just four months

In barely four months, MTN Nigeria registered 108,000 agents across the country since the emerge of the super-agent service. In the first four-month of its operation, the network has been able to serve almost one million customers.

Aside from the MoMo agent service, MTN revealed they have planned to extend its agent network as the super-agent network progresses. They also added that the expanded service offerings will create a platform for them to roll out the payment service bank after their license has been given.

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